22 December 2010

Possibly one of the most stressful weeks of my life

This is the first time in weeks I've had time in front of the computer to do something that's not work or house related. The title above refers to the confluence of the final stages of the house purchase, trying to organise Christmas, and a particularly difficult few days at work. Thankfully through a combination of sheer bloody mindedness, Dana's organisational prowess and some good teamwork around the office, it looks like things will come together for settlement tomorrow afternoon, or Friday morning at the latest and that we will meet a significant milestone at work.

In my previous posts about the arcane and entirely opaqe process involved in settlement, I indicated that I found it all quite confusing. Unfortunately, it seems to have proved quite confusing for the veteran players involved whose job it is supposed to be to make these things happen on a regular basis. As a first time homebuyer, it's been a truely signifcant challenge trying to get all these things together when we don't even know what they are and what has to be done, but if there's one thing to learn from it all, it's that you can't really rely on anyone else to make any of it happen. I hate being one of those people who has to push all the time for things to happen and harass people - after all, for the most part they're just doing their job - but that is what you must be in this process.


It's also one of the few times in my life where I've found it to be a real challenge to work through things calmly, where my emotional response has been so strong that I've had to really work to keep it under control and remain rational. Some aspects of it all still make me seethe a little bit just thinking about it, but as long as settlement occurs properly tomorrow or the day after, I think I'll be able to let go of it all. Plus I'll be off work for a couple of weeks, removing another annoyance, and it will be Christmas and I'm going to get to be around some of the people I love most in the world. This can only be a good thing.

I actually feel quite serene and positive about the whole thing at the moment. Things have quietened down at work, there is a beautiful view out of my window (see the picture below) the weather is finally better and I'm really enjoying Tame Impala's "Innerspeaker" album. The album really reminds me of the Beatles for some reason, and is excellent.


There's also been some really excellent things happening recently, in addition to all the annoying house stuff. We went to Melbourne for Dana's work Christmas party, which was super excellent, and also managed to catch some old friends while we were there and get all of our Christmas shopping done. I had a collection of excellent work Christmas parties as well (Team, Group and Department), one of which had some really excellent food.

Life is good. As soon as this house stuff is sorted, it will be super freaking excellent.


PS: OK, so this is going to sound super corny, but on re-reading this I feel I should add that one of the reasons that life is good is the Dana. This week would have been impossible without her, and I would probably not be getting keys to a house any time soon without her. Dana - you make things awesome.

07 December 2010

Stop motion light play

I've been meaning to re-post these for the last couple of weeks - they're a pair of cool stop motion light animations I saw on Gizmodo (which they of course posted on from somewhere else). Click on through to the Vimeo pages for the full artist's information.

01 December 2010

If you haven't got anything good to say...

...then at least try not to get too ranty.

As people around me who ask me about this sort of things, I'm getting a little bit tense about the house situation, which is why there haven't been any updates about it for weeks now. This afternoon, I've got a bit of time to burn before netball, and I think I'm just about comfortable enough to write about it.

Since my last progress update in early November, pretty much nothing has happened. The house is still ready to move into. No more of the driveway needed to be replaced. It took another couple of weeks after that for all the requisite paper work to be re-submitted to the ACTPLA, the ACT planning authority, and we were advised about two and a half weeks ago that it should take ACTPLA two weeks to re-approve, and then it goes to the titles offices for registration. That's where things fell over last time.

If all goes well with the titles office, it should take approximately a week to be registered. Which brings us up to the end of this week, although I'm estimating that it will more likely be next week. The registration of the title, as I think I may have mentioned earlier in my eternal harpings about the build, is basically when everything is done, and it signals that there are 14 days until the end of the contract, in which there is a flurry of activity from all sorts of lawyers and banks and things and they get a big cheque and week get some keys. I don't pretend to understand the things that happen in that process - I thought the whole 14 day process was settlement, but apparently it's actually a point in time, before which a series of papers are signed and exchanged and important meetings happen with gathering intensity, culminating in the ecstatic moment where the house is actually ours. That's how I understand it at the moment, although I admit there may be some artistic licence in the whole thing.

Licences, that reminds me. Our lawyer/conveyancer (I'm pretty sure the lady who is doing it is not a lawyer, even though we signed up for one at a law firm - fat lot of good it did us) finally got around to getting the terms of the licence agreement (to re-hash, that's the rental type agreement between us and the developer that would enable us to move in before settlement) and while it looked good in terms of the 'rent' they would charge, there were some pretty suspect penalty clauses in it. Specifically, we'd be liable for a massive jump in rent, to the tune over about $800, if there was any delay in settlement after the 14 day period when the title is registered. Normally this would actually not be too much of a worry - we're pretty sure we'll get all our ducks lined up in that time, but it's getting awfully close to Christmas, where the requisite lawyers and bankers will not be around to participate in the orgy of papers, declarations, deeds, insurance waivers and bank cheques. It would also apply in addition to the penalty clauses already in the contract of sale, which are not insubstantial in their own right.

In short, it's a bit of a risk that we're not keen to take, despite the possibility of moving in early.

With the timetable as it is, if we're lucky, the best case scenario is that we move into the place the weekend before Christmas. The next best is that we take some time mid week, and move in the days before Christmas. The next best is that we settle on like 23/24 dec and move in after Christmas, when we get back from Perth. The worst option is that settlement falls after everyone buggers off and we pay penalty fees until every one's lawyers et al get back from their Christmas break, although the agent has promised they will argue that the penalty fees should be waived for that period if this occurs. Much as I appreciate that sentiment, I don't know how much success they would have in that scenario - the developer hasn't often listened to them so far. The last option, and while it's not hugely attractive, it's better than the worst, is that there is some delay with registration of the title, and settlement doesn't occur until after Christmas some time.

So that's where we're at. For the most part at the moment, we're trying to manage our expectations and make sure everything is lined up so that we can move quickly if we have to. The waiting game is frustrating, but we're getting pretty good at it these days - I'm thinking of developing some sort of zen philosophy based on it all.

I also realise this blog is becoming mighty boring without any nice pictures about the progress of the house or what we're doing, and also because I haven't even had time to post other odds and ends on here because of work. I'll try and rectify that at some stage in the future, but probably not right now. Instead, I will just let you know that the netball season is in full swing again, and we've had some real crackers in the past couple of weeks. One of the finest moments a few weeks ago involved the opposition goal shooter having a bit of a tanty and storming off to cry in the gents after pretty much every pass to him was blocked by myself in goal keeper, or our goal defence. His salty tears tasted of victory that night....