30 September 2010

House update

The last couple of weeks have actually been kind of a big deal for the house, but I've been too busy to blog about them. In roughly chronological order, we've visited a different mortgage broker on a colleague's recommendation, chosen and applied for a home loan with him, done the pre-settlement inspection of the unit and got the certificate of occupancy!

The last one happened late yesterday, and it means that the registration of the units plan should now be underway. That process should (fingers crossed, knock on wood, etc) take about 2-3 weeks, at which time the 14 day settlement period should begin. Which means that we should be taking possession of the house in 4-5 weeks, like forreal.

The house itself is pretty much complete, sans appliances and hot water system, which go in pretty much the day before settlement (otherwise they get nicked). This is a little unfortunate, as we were hoping that they would be in when the bank did their valuation (also this week), but we didn't really think we should hold off any longer.

More on the valuation and the loan and what it all means at a later day. Right now, I've got a date with a glass of beer.

As a wise woman once wrote: "It is a truth universally acknowledged, that a public servant in possession of a pay cheque, must be in want of the pub".

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